Brown Girl Magazine
  • Home
  • Trending
    • In the News
    • Feminism
    • Politics
  • Entertainment
    • Bollywood
    • East-Meets-West
    • Filmy Buzz
    • Music
    • Cinema
    • BG Poetry
    • Good Reads
  • Culture
    • Social Activism
    • Breaking Taboos
    • Colonial Effects
    • Humanities
    • Identity
    • Indo-Caribbean
    • Tradition
  • Lifestyle
    • Beauty Buzz
    • Fashion
    • Foodie
    • Career
  • Health
    • Mental Health
    • Women’s Health
    • Clean Eats
    • Fitness 101
  • Relationships
    • Dating
    • Love
    • Parenting
    • Marriage
    • Sexuality
  • Community
    • BG Youth
    • Black Lives Matter
    • USA
    • United Kingdom
    • Canada
    • South Asia
    • Spotlight
  • Brown Boy
  • Listen
shop
No Result
View All Result
  • Home
  • Trending
    • In the News
    • Feminism
    • Politics
  • Entertainment
    • Bollywood
    • East-Meets-West
    • Filmy Buzz
    • Music
    • Cinema
    • BG Poetry
    • Good Reads
  • Culture
    • Social Activism
    • Breaking Taboos
    • Colonial Effects
    • Humanities
    • Identity
    • Indo-Caribbean
    • Tradition
  • Lifestyle
    • Beauty Buzz
    • Fashion
    • Foodie
    • Career
  • Health
    • Mental Health
    • Women’s Health
    • Clean Eats
    • Fitness 101
  • Relationships
    • Dating
    • Love
    • Parenting
    • Marriage
    • Sexuality
  • Community
    • BG Youth
    • Black Lives Matter
    • USA
    • United Kingdom
    • Canada
    • South Asia
    • Spotlight
  • Brown Boy
  • Listen
shop
No Result
View All Result
Brown Girl Magazine
No Result
View All Result
Home Career

The 9to5 Misfits Teach Us the Basics of Budgeting with Some Great Tips

Brown Girl Magazine by Brown Girl Magazine
August 10, 2022
in Career, Hot Topics, Videos
0 0
0
0
SHARES
2
VIEWS
Share on FacebookShare on Twitter

by Pavi Dinamani & Namrata Sirur

Ugh, not another blog post on budgeting! Groan!

Well, if you’re unemployed like Pavi and Nammy were last year, you’ll want to hear this. Actually, if you’re any sort of human being who may want some simple, unintimidating tactics on managing your finances, watch or read on.

Ok, so it’s no surprise that money is one of, if not THE biggest source of stress in your life, especially when you don’t have a job. There’s nothing more soul-crushing than having to check your bank statement and see nothing coming in and everything going out, including your dignity, sanity, and pride. Thankfully, Pavi and Nammy,  who were unemployed last year and are now budding entrepreneurs, learned from their previous missteps and devised a system to make sure they’re not swimming in a sea of debt.

When it comes to managing your finances, there are three things to consider:

  1. Have a budget: Even if it’s a simple Excel spreadsheet like this one, it’s absolutely crucial to keep track of what’s coming into your bank account and what’s going out. Basically, you don’t want to be living way beyond your means, and you want to be aware of your fixed costs and variable costs.
  2. Cut costs: Now that you have a budget, it’s easier to figure out what you need to cut out, and Nammy talks about a great technique to keep your spending in check inspired by this life-changing TED Talk.
  3. Make additional income: It’s not as difficult as it sounds. Pavi took advantage of shared economies like listing her place on Airbnb or dog-sitting through Dog Vacay and Rover. Nammy started teaching Bollywood dance classes and doing social media marketing on the side for Rhythm India, in which she was already a performer.

Ok, this is pretty standard advice, so why is it that so many of us don’t take it? Part of it may be fear or ego getting in the way. Being brown, Pavi and Nammy are well aware of the stigma associated with going from being an engineer or analyst to broke, budding entrepreneurs who sit dogs or teach dance classes on the side, but ain’t no shame in the game! You know you’re working towards something big, so go on with yo’ bad self.

[Read More: “The 9to5 Misfits are Here to Tell you That There is Life After Unemployment“]

Also, don’t think that you have to completely cut out your spending on anything that’s not the bare necessities. It’s totally ok to invest in stuff that’ll pay off in the long-term like online courses or a ticket to that conference that’ll make you some killer contacts and land you a dream job in the future (are you listening, producers of Top Chef? Nammy’s always available to fill in as host, in case Padma Lakshmi gets bored of all that gourmet food).

Hopefully this makes budgeting and managing your finances a little less scary. Pavi and Nammy are no experts, but if they can do it, so can you! If you have any questions, check out their website for more info, or shoot them an email at the9to5misfits@gmail.com. They read and respond to EVERYTHING and love hearing from you!


The 9to5 MisFits are a YouTube duo made up of 2 best friends, Pavi Dinamani and Namrata “Nammy” Sirur, who happened to be unemployed at the same time for different reasons. Realizing that there was so much comfort in having a “buddy” to navigate this uncertain phase with, they decided to give others a virtual buddy in the form of their YouTube channel and create a support system and encourage an open and honest dialogue about unemployment.

Tags: 9to5 MisfitsBizLattebudgetingfinancesmoneyNamrata and PaviPavi and Nammiunemployment

Recent Posts

  • Sun and Skincare: South Asian Beauty Influencers Share Their Summer Season Must-Haves
  • Kayan Opens up About her Music Artistry
  • Decoding Dopamine Dressing This Summer
  • In Conversation With Ashok Amritraj: Celebrating his 40-Year Legacy
  • Enduring the Fight for Freedom

Recent Comments

  1. Op-Ed: Rihanna, Savage X Fenty, and the Continued Misuse and Disrespect of Hinduism on Dark Goddesses and me: Religious Colorism in Hindu India
  2. Celebrating International Mother Language Day and Multilingualism on On Language and Home: Revisiting Jhumpa Lahiri’s ‘In Other Words’
  3. What International Mother Language Day Means to British Bangladeshis on Celebrating International Mother Language Day with Self Reflection and Reclaiming One’s Bangladeshi Identity
  4. Book Review: Understanding Public Health on Deeper Level with 'Health Care of a Thousand Slights' by Anjana Sreedhar on Pursuing Inspiration: Former U.S. Surgeon General Vivek Murthy on Health Care, and Self-Care
  5. Book Review: ‘ZOM-FAM’ by Kama La Mackerel on Grazing Over Pages of Identities Unmilked: ‘The Cowherd’s Son’
Facebook-f Twitter Instagram Youtube Envelope

About

Founded as an online publication in 2008, Brown Girl Magazine is a multimedia company based in New York City with global reach dedicated to South Asian self-expression, cultural anchoring, and dialogue.
Through diverse, multimedia content and community building, we empower and engage those who identify as a part of the South Asian diaspora with a hyphenated identity.

Subscribe To The Spark

A curated newsletter full of dinner-table worthy topics, thought provoking stories, promo codes and the spiciest memes straight to your inbox.

Categories

  • Entertainment
  • Culture
  • Lifestyle
  • Health
  • Relationships
  • Community
  • Brown Boy

©Copyright Brown Girl Magazine Inc.

  • Company
  • About
  • Contact
  • Join
  • Advertise
  • Sponsored Content
  • Privacy Policy
  • Term of use
No Result
View All Result
  • Home
  • Trending
    • In the News
    • Feminism
    • Politics
  • Entertainment
    • Bollywood
    • East-Meets-West
    • Filmy Buzz
    • Music
    • Cinema
    • BG Poetry
    • Good Reads
  • Culture
    • Social Activism
    • Breaking Taboos
    • Colonial Effects
    • Humanities
    • Identity
    • Indo-Caribbean
    • Tradition
  • Lifestyle
    • Beauty Buzz
    • Fashion
    • Foodie
    • Career
  • Health
    • Mental Health
    • Women’s Health
    • Clean Eats
    • Fitness 101
  • Relationships
    • Dating
    • Love
    • Parenting
    • Marriage
    • Sexuality
  • Community
    • BG Youth
    • Black Lives Matter
    • USA
    • United Kingdom
    • Canada
    • South Asia
    • Spotlight
  • Brown Boy
  • Listen

© 2023 JNews - Premium WordPress news & magazine theme by Jegtheme.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In

Add New Playlist

Are you sure want to unlock this post?
Unlock left : 0
Are you sure want to cancel subscription?
Go to mobile version